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CPP Disability Vs. Other Disability Benefits: Understanding the Differences

A CPP disability claim lawyer discusses CPP disability benefits with a client.

Looking for legal counsel for disability claims in Alberta or Saskatchewan? At Ludwar Law Firm, our experienced CPP disability claim lawyers will help you understand the intricacies of CPP disability claims to make the most out of the benefits you are entitled to. Ready to work with a professional CPP disability law firm? Check out our website to learn more about how we can help you with your CPP disability claims.

To help you make informed decisions about your benefit claims, we have also compiled here some information to help you compare the CPP disability with other disability benefit plans. 

You can also contact us to learn more about our legal services.


Understanding the CCP Disability Benefit


If you are unable to work due to a disability, the Canada Pension Plan (CPP) disability benefit offers financial assistance in the form of monthly payments. Your eligibility will depend on a number of factors:


  • You must be under the age of 65.

  • You must have made enough contributions to the Canada Pension Plan.

  • You have a long-term disability.

  • Your mental or physical disability prevents you from earning a substantial living through regular employment.


If you are unsure of your eligibility, it is highly recommended that you seek out the help of a CPP disability law firm. At Ludwar Law Firm, our CPP disability claim lawyer will be able to help determine if you qualify for CCP disability claims.


Differences Between the CCP Disability Benefit and Other Disability Benefits

To help you understand the different disability benefit plans available to you and help you choose the best one for your unique case, we have compared the CCP disability benefit with other disability programs, particularly the provincial disability support. If you would like to learn more about this, feel free to reach out to our CPP disability law firm. Our CPP disability claim lawyers will gladly assist you to navigate the complexities of the different disability plans that you may be eligible for.


1. Federal Vs. Provincial


The CPP disability benefit is a federal program. As a result, it is available to all eligible Canadians, irrespective of their province. On the other hand, provincial disability support programs in Alberta and Saskatchewan are funded and provided by their respective provincial governing bodies, and only eligible people from those provinces may apply. 


2. Nature of the Financial Benefits


Under the CPP disability benefit, only individuals who have contributed to the CPP may benefit from financial assistance. The amount of the financial payout is calculated as per the person’s total contributions to the CPP. Provincial disability programs, on the other hand, may offer financial benefits to those who do not qualify for the CPP or who still need further support. 


3. Disability Criteria


People who qualify for the CPP disability benefit are those who have long-term mental and physical disabilities that make it impossible for them to work. Provincial programs, though, can offer more varied levels of disability criteria.


If you have a disability, you may qualify for both CPP disability benefits and provincial disability support programs. The payout will, however, be affected by the other benefits you are entitled to receive. Your CPP disability claim lawyer can help you find out the total amount of disability benefit payout that you are entitled to claim.


Your Professional Lawyers in Alberta and Saskatchewan


Aside from being an experienced CPP disability law firm, Ludwar Law Firm also provides other legal services for matters such as long-term disability claims to clients everywhere in Edmonton, Calgary, Alberta, Regina, Saskatoon, and Saskatchewan.



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