Our Calgary depression disability lawyer can explain to you and your insurance adjuster what's essential: the functional limitations your depression causes and how they affect your ability to work. Under Alberta and Saskatchewan law, the standard test of working is not the ability to sometimes manage to push yourself through a working day. An insurance company should ask the fundamental question, "What would a reasonable employer expect of an employee?" Even the most reasonable and understanding employer may not keep an employee who cannot be reliable.
Your insurance company may have told you that it's a matter of simply making an effort, but you know that it's more than that. Mainly if you had a history of working before becoming depressed, you see the difference in your abilities. Long-term disability insurance is supposed to be there for you. When you cannot work, you will not be penalized because the insurance company does not understand your symptoms and limitations. Contact Ludwar Law Firm for legal advice relating to depression in Calgary.
Depression, one of the most common mental illnesses, can cause the following symptoms:
It can be difficult to work when you’re unable to concentrate, remember important facts, or control your emotions. Work involves many daily challenges; people dealing with depression may find it almost impossible to bounce back from any kind of failure, no matter how hard they try.
Some clients have reactive depression to life situations that will probably resolve themselves within a matter of time or will respond positively to treatments. Others suffer from chronic clinical depression that may last a long time.
The following are some commonly asked questions about disability claims involving depression.
Is Depression Considered to Be a Disability in the Country?
Absolutely. Disability benefit providers across the country consider depression to be a disability. Those suffering from it will be entitled to compensation if they can prove it prevents them from working.
What Are the Different Disability Benefits for Depression?
You have several options if your depression obstructs you from working and earning a living. There is a possibility that you might be eligible to receive disability benefits from your insurer, the government, or your employer. Some options are:
If you'd like to discuss the choices available to you, we invite you to contact us.
Why Are Disability Claims Denied?
Learning more about why disability claims see denial can help you with your claim. Some common reasons for claim denial are:
What Can I Do to Improve the Possibilities of an Approval?
You can undertake some steps to better the chances of claim approval, such as:
If you'd like to learn more about depression and anxiety-related disability claims, we invite you to read our blog. If you have any queries, you can send them to us, and we will get back to you shortly.