Many disabilities are easy to see and “prove.” It’s hard to expect anyone to work when he or she cannot even move. However, invisible disabilities like mental illness can be just as debilitating.
Depression, one of the most common mental illnesses, can cause the following symptoms:
It can be difficult to work when you’re unable to concentrate, remember important facts, or control your emotions. Work involves many daily challenges; people dealing with depression may find it almost impossible to bounce back from any kind of failure, no matter how hard they try.
Some clients have reactive depression to life situations that will probably resolve themselves within a matter of time or will respond positively to treatments. Others suffer from chronic clinical depression that may last a long time.
Our Calgary depression disability lawyer can explain to you and to your insurance adjuster what's important: the functional limitations that your depression causes, and how they affect your ability to work.
Under Alberta and Saskatchewan law, the standard test of being able to work is not the ability to sometimes manage to push yourself through a working day. The standard question that an insurance company should ask is, "What would a reasonable employer expect of an employee?" Even the most reasonable and understanding employer may not be able to keep an employee who cannot be reliable.
Your insurance company may have told you that it's a matter of simply making an effort, but you know that it's more than that. Particularly if you had a history of being able to work before you became depressed, you know the difference in your abilities.
Long-term disability insurance is supposed to be there for you so that when you cannot work, you will not be penalized just because the insurance company does not understand your symptoms and limitations. Contact Ludwar Law Firm for legal advice relating to depression in Calgary.