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A Legal Team Committed to Excellence: Read Our Reviews

For decades, people across Calgary have counted on Ludwar Law Firm for client-focused, results-oriented legal counsel. When many other long-term disability law firms value quick consults and short meetings, Ludwar Law Firm believes communication and diligence are key to represent our clients and their best interests.


We’ve established a reputation for excellence in the Calgary community by dutifully defending the rights and responsibilities of people from all walks of life. Take a moment to read testimonials from just a few of our previous clients. Call Ludwar Law Firm today for a no-obligation consultation.

Great big thanks

“Just a little note but it comes with a great big Thanks!
Thank you for all your kindness through a tough time.”

-C. D.

Thank You

“I cannot say enough to tell you how positive you made me feel throughout the whole process of my case. When I was going through all the negative, “no one cares”, phases, struggling through illness and there was someone supportive strangers who became positive allies in my war against the insurance company. Works can never say enough having never going through this before, James with your knowledge/expertise of 25 years-experience and with your assistant’s caring, calming and cheery voice got me though some of my darkest moments when I thought I could not go on or make it through this. Thank You! You are awesome people and I will never forget what you have done to help my entire life change for the better! Thank you for all your hard work, time, encouragement, empathy, and compassion.”

-C. C.

Your Support is Appreciated

“Thank you for all you did and your words of wisdom. All your support will always be appreciated. You will always hold a spot in my heart.”


You Made a Tough Time Better

“I just want to thank you from the bottom of my heart for everything that you did on my behalf. These past few years, it was a tough time for me, but you made it all so much better. From the first time I talked to you on the phone 3 years ago I felt that you really cared about me and that I was more than just a number or client. I appreciate that immensely! I will definitely recommend you if I know someone in a similar situation as me. Once again, thank you for all you have done! Sincerely,”

-B. T.

Thank You

“I lack the words to thank you for your help – so when I came across this poem by my favourite poet I thought I would pass it along because it expresses my sentiment better than I can. Thank you for your expertise and your patience – but particularly for your kindness!”

-Nancy L.

Cannot Recommend You Highly Enough

“I've wanted to write this note to you for two weeks, but the perfect words escape me. I am again speechless (in a good way for once). I simply can't begin to thank you enough for every single thing you and Susan, and your team have done for me.


From the time you took my case to the healthy settlement you negotiated for me, you returned every email and phone call. You explained everything to me (sometimes more than once) and always treated me with dignity and respect. Your upbeat attitude and confidence affected me in a positive way when my anxiety was at its highest. Although this was a freighting process, seeing it through it with you has created a higher personal self-confidence ... in that I am strong, very capable, and that I can face these challenges and walk through them with the right support. (The RIGHT support being key here).


I always felt you cared about my case, and I cannot recommend you highly enough!”


Heartfelt Thank You

“My husband and I would like to extend our heartfelt thank you to you James and your staff for all your efforts over the past year.”

-Sandra P.

Won My Settlement

“Please accept this as my letter of recommendation for James Ludwar as your disability benefits lawyer. James was my disability claim attorney when I was terminated from my long-term disability group benefits insurer. I had retained James to fight this appeal process and he worked hard for me and was successful in a lump sum settlement in less than 1.5 years.


James is a very competent professional (disability attorney) who always had best interests in mind. I was always informed when James took the next step and approach with the insurance company. He never missed a scheduled meeting and he always took my calls. What I especially liked about James and his lovely assistant Susan was both their ability to remain calm and be very detailed when explaining process and meetings to me in a simple and understanding way. Not to mention they were both very compassionate about my medical disability. As well as during the process both James and Susan made me smile with some humor and made it all a positive process.


I would highly recommend James Ludwar to be your lawyer who will fight for you and do his 110% to win your case. He proved this to me by winning my settlement in November 2016.


Thank you James and thank you Susan at Ludwar Law Firm.”


A Firm I Can Trust

“I would like to thank Mr. Ludwar and his staff for the work they did in winning my claim for CPP disability benefits. They did a great job and I am now receiving CPP disability benefits which I needed. This is a firm that I can trust and would refer any of my friends or family members to if they needed their services.”

-D. L.

Took Care of All Questions and Concerns

“I want to thank you and your staff for always being there to professionally answer and take care of all my questions and concerns, which made a potentially stressful situation - anxiety free. If someone ever mentions they feel wronged by their insurance company, I will be sure to mention your law firm. Thank you!”

-Doug C.

Changed My Life for the Better

“Thank you is not enough.

You have very literally changed my life for the better.

My heart recognizes the difficult and frustrating work you thoughtfully put into my file.

I can now thrive in this lifetime, not just pass the days.


Many blessings”

-Laurie D.

Great Sense of Relief

“I just wanted to say thank you for all you did for my brother. I think this may be mind-changing for him going forward.


I know he feels redeemed and that someone finally understood him but I feel a great sense of relief. Hopefully now he will get the back treatments and get on with pursuing his life.


Thank you once again. So happy to have been put in touch with you.”

The Right Person to Help Me

“James Ludwar and Associates,

I am writing this to express my deepest appreciation and gratitude to James and his Staff at Ludwar Law Firm. When I first made contact with James, I was at a very low point in my life, having been terminated from my disability benefits and denied in my appeal.


I was supporting 2 young girls as a single mom and to say I was in financial distress is an understatement! I googled disability lawyers and was directed to Ludwar Law Firm after being told by another firm they did not have room for me on their case load. This turned out to be divine intervention, as it led me to James and his incredible staff!!


From our very first phone conversation, I knew I had found the right person to help me. He treated me with dignity and respect and showed great compassion for my situation. For the first time in a long time, I felt hope again. James gave this back to me.


From that moment on, he and his staff worked diligently and vigorously on my claim. James took as much time as I needed to discuss issues and to explain legal matters to me. He truly cared about me and my children and this was evident in everything he said and all he did on our behalf.


From first contact to settlement was approximately 10 months!! He was able to secure for me the best possible settlement. He went above and beyond his legal responsibilities and acted from the heart. He is truly a loving, kind and caring individual. I trust him completely and feel so blessed to have found him. I feel he is not only my trusted lawyer, but a valued and loyal friend.


Thank You James Ludwar Law Firm!! What you have given to me and my girls cannot be adequately expressed in words, but rather, only felt in the heart.


The world is truly a better place with people like you in it!”


God bless you all,

-Florence M.

Deeply Appreciated

“Mr. Ludwar & Staff,

Thank you for all the work you did on my disability file. I really appreciated it.”

-Jean P.

Thank You for Everything

“To Ludwar Law Firm,

James, thank you so much for everything! I appreciate you so much. I feel I owe my future with a roof over my head and food on my table to you! Thanks!”



-Wendy J.

Results I Deserved

“James Ludwar & Staff,

I am extremely grateful for your professional expertise on my disability insurance claim. Originally my claim was denied but when your law firm was involved I got the results I deserved. I would definitely recommend your services to anyone that is not satisfied with a disability claim result or denial.


Thank you again for your help.”


Remarkable Service

“Thank you so much for helping me with claims. You are the most remarkable lawyer I have ever met.”

-Carol W.

Upbeat and Kind

“First I would like to say thank you. A thank you as well to your staff members for their professionalism and kindness.


James, you are an excellent lawyer and also a very upbeat and kind person. It was a pleasure to deal with you and this settlement means that I can get my past due accounts up-to-date and move on.


I will recommend you to whomever needs help with litigation. Thank you again and all the best to you.”

-Werner G.

My Gratitude for Everything You Did Cannot Be Measured

“To James Ludwar and entire staff,


I thought that a simple thank you for all you did for me in my case against Great West Life would not be enough. My gratitude for everything you did cannot be measured. I had never done this sort of thing before and was very apprehensive about the whole thing, but from the get go you put my mind at ease, and I really appreciated that. You didn’t treat me just like another client, but as a friend, which you have no idea how good that made me feel. Every time I would call, you seemed genuinely happy to hear from me, and you were more than pleasant when you called me. Plus your knowledge, and confidence, made my decision to act seem easy. I feel that I not only gained legal representation in the future (if I need it), but also some friends. So, again, thank you so very much for everything.”

-Bryce T.

Compassionate and Caring

”I knew that James Ludwar would finally be the right person to help me. The minute he picked up the phone. While other firms only "spoke" to me through their assistants, (and subsequently didn't take me on). His assistant Susan, was compassionate and caring, and Mr. Ludwar took my call directly the first time I called in. He listened to my situation, and offered his honest opinion. When I called him, I was more than five years into my CPP Application process, and on my third (at least). Rejection. I have fibromyalgia, and that's a very tough disease to live with. And it was just as difficult a process emotionally and physically for me - trying to deal with the process of trying to get CPP Disability. With the help of friends and family. On my third appeal...I hired a lawyer, and LOST! I was devastated. But I never gave up, and thankfully I found a lawyer who was smart enough, and capable enough. To know that I shouldn't have either. At our first meeting, he was personable, and never gave me false hopes about the difficulty of the case. But instead, he was absolutely honest and forthright during the entire process. So I always knew what to expect. He understood immediately the legal errors in the previous judgements, and knew the law like the back of his hand! Regardless of the outcome. I knew that I would never second guess that I was working with someone - the best. To give me the best chance of winning. And win he did! And it's completely changed my life. Words simply cannot express my gratitude for the efforts of Mr. Ludwar and his team. Anyone with an "invisible illness," knows the struggle to be validated by doctors, your peers, and in my case, CPP Disability. For the first time since my diagnosis, I felt heard and understood. That was already a win for me. But his expertise, also meant a legal win for me as well. If you have struggled as I have...please don't hesitate in contacting him! I will never be able to thank him and his team enough, for what they've done for me.”

-Athena B.

Amazing Work

“James and his team at Ludwar Law Firm were amazing to work with. From the first conversation I had with James right through till my case was done, I always felt heard, supported and that I had a great team in my corner. The ladies in the office were always there to help me and get any & all questions I had answered. James is straight forward and works hard in the best interest of his clients I am confident to say. Hopefully I will not need his services again but if I do I will not hesitate to contact him nor have I hesitated to refer him to others.”


Grateful And Relieved

“Thank you so very much for all your time and help in getting my case settled. I am very grateful and relieved that it’s over.”


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