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Reliable Long-term Disability Lawyers in Alberta

If your claim for long-term disability (LTD) benefits has been denied and you aren’t sure what to do, a lawyer from Ludwar Law Firm in Alberta can help. We understand how scary and frustrating it can be to feel ignored and unheard by your insurance company. Fortunately, we have over 25 years of experience in disability law and can help you get the benefits you’re legally owed.


We serve many cities in Alberta, including Calgary, Edmonton, Fort McMurray, Medicine Hat, Brooks, Lethbridge, Airdrie, and Red Deer. Contact us today for a free consultation.

What’s a Long-term Disability?

Long-term disability is designed to provide individuals with financial support if they’re suffering from an illness or disability that prevents them from working. Most workers in Alberta are insured for long-term disability benefits through their employers. LTD benefits typically cover 70 percent of your pre-disability salary. You must be off work for 17 weeks or more to apply for LTD benefits.

Why Insurance Companies Deny Long-term Disability Claims

An insurance company may deny your long-term disability claim or terminate your long-term disability benefits for a variety of reasons, one of the most prevalent being that your injury or medical condition doesn’t fall under the insurance policy’s definition of a disability. Other reasons include:

  • You didn’t fill out the application correctly
  • You filed the application late
  • You haven’t been out of work long enough
  • Your application was missing information or didn’t provide sufficient evidence
  • You had a pre-existing medical condition


If your long-term disability claim is denied, don’t give up hope. Ludwar Law Firm can analyze your case and help you appeal your insurance company’s decision. We understand the ins and outs of disability law and will fight tirelessly to represent you and uphold your rights. Once we take over your case, we’ll communicate directly with the insurance company on your behalf so you can focus on your health and recovery.

Long-term and CPP Disability Lawyer in Calgary and Edmonton

If you or a loved one has been denied long-term disability benefits for a legitimate illness or personal injury, that’s when Ludwar Law Firm in Alberta jumps in. One of our lawyers will meet with you and carefully gather the details of your case. We’ll come up with a strategy to ensure you get the benefits you deserve. We provide free consultations and don’t get paid unless we successfully secure compensation for you.

We represent clients in Calgary, Edmonton, Lethbridge, Fort McMurray, and beyond. Contact us today for more information.

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