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Protecting Our Clients for 25 Years



Ludwar Law Firm:

Experienced Disability Claims Lawyer in Calgary, Alberta & Saskatchewan

At Ludwar Law Firm, we understand how traumatic denials can be.  For this reason, we have represented countless clients from all walks of life as their disability claims lawyers in Calgary.  When you suffer from devastating long-term ailments, you may need to immediately file a claim.


In cases where you have filed for a disability claim which has been rejected or denied by the insurers, you can count on Ludwar Law Firm to pursue your case so that you can obtain the benefits the insurance companies owe you.


When you choose us, our team takes responsibility for you and your family very seriously. We carefully gather the details of your case and craft a tailor-made strategy for you. Our team believes that suffering a denial affects the quality of your life That’s why we at Ludwar Law Firm, a disability claims lawyer in Calgary, will defend your rights against insurance companies.


With our disability claims lawyer in Calgary, you're not alone. If you'd like to schedule an appointment with us or learn more about any of our services, please don't hesitate to contact us.

A man sitting at the table with hands folded in office

How we add

A Personal Touch

When you need help with a disability claim, it’s a very stressful time with pressure from many quarters. We know you need answers and reassurance, and we have the expertise to give you that peace of mind. As your lawyer in Calgary, Ludwar Law Firm offers clients a range of benefits, including:

  • You will pay no fees unless we collect for you
  • 25 years of experience dealing with all the practical and legal issues involved in disability and severe personal injury claims
  • Responding within a day to your questions and concerns
  • The ability to make complex ideas simple for clients, insurance companies and other legal professionals
  • Willingness to spend time with you, learn your lifestyle and help ease your concerns
  • Knowledge of the right arguments to help prove your case

Disability cases can take a long time to resolve. Our lawyer in Calgary will be with you throughout the process, safeguarding your best interests.


We provide:

  • Free initial consultations at your convenience, in person at our centrally located office or over the phone
  • Evening and weekend consultations by appointment if you are coming from out of town
  • A review of your documents, including your policy, initial application, and denial letter

Our Client

Thank you for all that you did

Thank you for all that you did for me and to Susan, Steph and Marieke, I truly appreciate all the encouragement and positiveness shown to me. 


Trusted Lawyer

in Alberta and Saskatchewan

At Ludwar Law Firm, we know that our clients often want more than just legal services: they also want someone to listen to them and offer support regarding many aspects of disability and someone who will make them a priority. Our Calgary disability claims lawyer commits to being there for his clients and will return calls within 24 hours.


The two main branches of Ludwar Law Firm are :

Private Long-term Disability Claim Lawyer

One of James Ludwar's strengths is his ability to make complex legal concepts simple for clients, insurance adjusters and other legal professionals. When dealing with your disability claim, he will make sure you understand:

  • The difference between legal disability and medical disability

  • Lump-sum benefits versus ongoing benefits and what will give you the most breathing room when trying to get back to work

  • The differences between "own occupation" clauses and "any reasonable occupation" clauses

  • The pre-existing conditions and how to deal with being unjustly denied because of them

  • Why your diagnosis doesn't matter as much as your functional limitations and their effect on your ability to work

Professional Affiliations

Get in Touch

Trust Ludwar Law Firm in Calgary and get the disability benefits you deserve. Convincing insurance companies that you truly are injured with a long-term disability and unable to work can be difficult, time-consuming and frustrating. Let the client-focused team from Ludwar Law Firm guide you every step of the way.

Canada Disability Pension Lawyer

CPP disability benefits are often much harder to get than private long-term disability. If you have been denied coverage, we will help you understand common reasons for denial, such as:

Ability to work, even if the only jobs available are part-time, not in your area and don't take into account your previous training or work history
Disability not considered "long-continued and of indefinite duration"
Lack of adequate medical proof of your disability
If you choose to appeal within the 90-day period after you have been turned down, we will help you through the appeals process and help you get the benefits you deserve.

About James Ludwar

Learn more about our commitment to justice.

Personal Injury Claims

We have the expertise to help you get the justice you deserve.

Our Happy Clients

Check out the positive reviews from our clients.

Professional Affiliations

Saskatchewan Trial Lawyers Association
Alberta Civil Trial Lawyers Association
American Association for Justice
Canadian Bar Association
The Advocates’ Society
Calgary Bar Association
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