Applying for CPP disability benefits can be a lifeline for individuals facing severe disabilities. However, the application process can be challenging, and many applicants fall into common pitfalls. Have you recently received a denial letter in the mail after applying for CPP disability benefits? Or are you considering applying but want to avoid the denial appeal process? Here are three common pitfalls to avoid.
1. You didn’t meet the predetermined filing deadline
Adhering to the filing deadline is crucial when applying for CPP disability benefits. You should apply as soon as you develop a severe and prolonged disability that prevents you from regularly working. CPP will only consider you disabled for a maximum of 15 months before you apply. Waiting too long can result in a loss of potential benefits. Don’t delay in sending your completed application form.
2. You haven’t made enough CPP financial contributions
Eligibility for CPP disability benefits is contingent on your CPP contribution history. To qualify, you must have made enough contributions to the CPP during your working years. To meet the minimum contributory requirements, you must have made valid contributions to the CPP in four of the last six years or contributed for at least 25 years, including three of the last six years. Review your contribution history to ensure you meet the requirements.
3. You haven’t proven that your disability is severe
CPP disability benefits are reserved for individuals with severe and prolonged disabilities. Some applicants don’t provide sufficient medical documentation to prove the severity of their condition. Make sure your medical records clearly outline the nature and impact of your disability. Consult with your healthcare provider to ensure your application accurately reflects your condition’s severity.
If you need help applying for CPP disability or have had your claim denied, the team at Ludwar Law Firm can help. Our team of experienced lawyers is dedicated to helping clients get their CPP disability claims approved. We’ll represent you throughout the entire process, including any necessary hearings.
CPP disability claim attorney in Alberta and Saskatchewan
Have you been refused CPP disability benefits due to a severe injury or impairment? Ludwar Law Firm can assist you. Our lawyers will meet with you to gather all the necessary information about your case and support you in appealing the decision to receive the compensation you are entitled to. We’ll work tirelessly to represent you.
In addition to CPP claimants, we serve clients filing cases for CPP disability claims and long term disability claims in both Alberta and Saskatchewan, including Calgary, Medicine Hat, Brooks, Lethbridge, Airdrie, Red Deer, Saskatoon, Regina, Swift Current and Moose Jaw. Contact us today to schedule a free initial consultation.